The Financial Aid Application Process
All students are encouraged to apply for financial aid. Students who have questions or need assistance are encouraged to contact our office for assistance.
Eligibility for Financial Aid
To be eligible for financial aid from federal, state, or College sources, students must meet the following criteria:
- Be accepted into an eligible degree or certificate program at the College
- Be a United States Citizen or an Eligible Non-Citizen
- Have a valid Social Security Number
- Be registered with Selective Service if you are male and 18-25 years of age (go to www.sss.gov for more information)
- Have a high school diploma, or a General Education Development (GED) Certificate
- Not have a prior drug conviction for an offense that occurred while you were receiving federal student aid;
- Not owe a refund on a federal grant or be in default on a federal student loan
The College requires only one application, the Free Application for Federal Student Aid (FAFSA). The FAFSA is free and can be accessed at www.fafsa.gov beginning January 1st each year. The FAFSA is used to determine a student’s eligibility for all federal student aid programs (such as Pell Grants, Work Study, and Direct Loans) as well as for other forms of aid such as the State of Maine Grant.
Before completing a FAFSA for the first time, it is recommended that you first obtain a Personal Identification Number (PIN). Having a PIN enables you and your parents (if their information is required) to sign your FAFSA electronically, and in general speeds up the aid application process. You will also use your PIN later in the financial aid process if you decide to apply for federal student loans. To request a PIN, go to www.pin.ed.gov. You can request a PIN any time; you do not need to wait until the FAFSA is available on January 1st.
Completing the FAFSA
You can complete your FAFSA as early as January 1st each year for the upcoming fall semester. While the College does not have a financial aid application deadline, students are strongly encouraged to submit their FAFSA by May 1st each year in order to be considered for all types of available assistance. Students who file their FAFSA after August 1st will be required to make alternative payment arrangements with the CMCC Business Office until their financial aid can be finalized.
Starting February 1st, the IRS Data Retrieval Tool (DRT) is available for applicants and parents who have already filed their federal income tax returns. Using the DRT enables applicants to load their income information directly from the IRS into their FAFSA, helping to avoid errors and reducing the chances that the applicant’s FAFSA information will need to be verified by the Office of Admissions and Financial Aid at a later date.
Depending on the applicant’s individual circumstances, parental information may be required for the FAFSA. If parental information is required but you feel that you cannot provide this information, please contact our office to discuss your options.
Central Maine Community College’s school code for the FAFSA is 005276. You will need to include this number on your FAFSA in order for the College to receive your FAFSA information.
Approximately one week after your FAFSA has been submitted, the College will receive it electronically from the Federal Processing Center. (The College begins downloading FAFSAs for the upcoming fall semester in early March). If you are an incoming student who has already been accepted into a degree or certificate program at the College, or if you are a returning CMCC student, you will be contacted once your FAFSA information has been received. If additional documentation is needed to support your FAFSA information, we will send you a letter requesting it. If no additional information is needed, your Financial Aid Award Letter will be sent to you detailing the aid programs and amounts that you are eligible to receive.
If your Financial Aid Award Letter includes eligibility for a Federal Direct Loan, there will be additional steps that you must take before your loan funds are considered finalized. First time borrowers of a Federal Direct Loan at CMCC must complete both an Entrance Counseling session and a Master Promissory Note at StudentLoans.gov. Additionally, all borrowers must complete a Loan Request Form each year that they wish to borrow funds.